highlights
In this scheme, customers are offered the choice of 2 contract terms.
The policyholder only has to pay the premium once.
The policyholder gets savings and security together.
New Delhi. LIC has many different types of special policies for its customers. One of them is LIC Dhan Varsha Plan. By investing in this plan, you can hedge against risks up to 10 times. At the end of the term of the contract, the policyholder receives the basic sum insured as well as a lump sum guarantee. The most important thing is that investing in this policy can be started at an early age. But let us tell you that the opportunity to invest in it is only available until March 31, 2023. This program ends on April 1st.
LIC’s Dhan Varsha policy combines the benefits of life insurance with long-term savings. It offers policyholders the opportunity to secure their future and the financial stability of their family by paying a lump sum premium. It offers customers the choice of two contract periods. The premium only has to be paid once in this policy.
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Will get a return of 93 lakhs
Under the LIC Dhan Varsha program, you have the opportunity to invest from a total of two options. In the first, you get a return of 1.25 times the premium. In this case, if you deposit a one-off premium of Rs 10,000, the candidate will receive Rs. 12.5.00 as a death benefit. On the other hand, in the event of the policyholder’s death, you can get up to a 10x return.
If the policyholder dies in the 10th year of insurance, the beneficiary will receive Rs 91,49,500 (Rs 87,49,500 + Rs 4,00,000). If the policyholder dies in the 15th year of insurance, the nominee will receive Rs 93,49,500 (Rs 87,49,500 + Rs 6,00,000). In this case you will get a return of Rs 1 crore on an investment of Rs 10 lakh. On the other hand, if a policyholder survives to the completion of the plan, in such a situation, he or she will receive payment of the guaranteed supplements along with the basic sum insured.
Know the investment rules
The policyholder receives tax benefits under Section 80C and Section 10(10D) of the Income Taxes Act. If you want to buy this plan, you only have 3 days left. The LIC Dhan Varsha policy can be purchased by paying a single premium through various payment methods such as cash, cheque, sight bill or online through the LIC portal. Option 1 (for contract term of 10 years) – 60 years, Option 2 (for contract term of 10 years) – 40 years, Option 1 (for contract term of 15 years) – 55 years, Option 2 (for 15 years for policy term of) years) – is 35 years.
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Keywords: Business News in Hindi, LIC Retirement Policy, LIC pension scheme
FIRST RELEASED : March 28, 2023 2:59 PM IST