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Bandhan Bank also has the edge when it comes to offering higher interest rates on savings accounts. According to the information available on the bank’s website, this bank offers 3 percent per year on the daily balance up to 1 lakh rupees in the savings account, 6 percent on the balance between 1 lakh rupees and 10 crore rupees and 6.25 percent on the balance of 10 rupees lakh to Rs 2 crore and Rs 10 crore. Pays 6.50% interest on maintaining balance up to Rs. 50 crore.