At what age should you start investing in stocks? If you invest money with the right planning, you will get more profit.

New Delhi. In recent years, people’s perception of the stock market has changed a lot. Digitization has also made the process easier. Because of this, the number of people investing in the stock market has grown rapidly. At the same time, retail investors have also increased in the market. Currently people are investing a lot of money through SIP i.e. Systematic Investment Plan. Investors also achieve good returns as a result.

Most people think that they can get rich quick by investing in the stock market. That is true in some respects, but it is necessary for the investments to be made with the right planning. Here we tell you from what age you should start investing in stocks.

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How Much Should You Invest by Age 20-30?
This is the age when most investors start investing in the stock market. According to experts, at this age investors can invest 100 percent in equity. The prerequisite, however, is that these investments are made over a long period of time. Those who invest in stocks over a longer period of time have the chance to achieve the highest returns. If you are a new investor in the stock market, there is an open opportunity for you to earn better returns over the long term.

For investors with 5-7 years of experience
If you are between 30 and 45 years old and have had stock market investing experience in the last 5 to 7 years, you need to make some changes in your portfolio to get better returns. If you currently only invest in equity, you should reduce that to 65-75% and invest the rest in debt programs. You can also reduce your equity investments as you get older. This reduces risk to your money.

How do I start after 50?
This is the age when everyone starts worrying about retirement. Therefore, when investing, everyone makes sure that they invest their money in such a way that their financial needs can be met even after retirement. At this age, investors are less willing to take risks. Therefore, you should invest 65-75% in debt funds and the rest in equity. If you invest with this plan, you will receive 5-6% of the pension corpus as annual income. With it, you can easily manage your expenses.

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