highlights
LIC’s Aadhaar Stambh plan offers the benefits of savings and protection.
It is imperative that you have an Aadhaar card to invest in this program.
In addition to the benefits available at the time of maturity, loyalty benefits are also available.
New Delhi. The country’s largest insurance company LIC (LIC) offers many such schemes for the customers, where they benefit from both savings and security. Aadhaar Stambh by LIC is one such program where you get both of these benefits through one investment. Only male applicants can invest in this program. An Aadhaar card is mandatory for this.
The minimum amount of the LIC Aadhaar Pillar plan is Rs 75,000 and the maximum sum insured is Rs 3 lakh. You can invest in this program for a period of 10 to 20 years. Let us know who can invest in this scheme and what benefits are available at maturity.
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Who can invest?
LIC Aadhaar Stambh Yojana is a life insurance plan for male applicants where you need an Aadhaar card for investments. The minimum age for this program is 8 years old and the maximum age is 55 years old. At the same time, the maximum maturity for this is 70 years. Risk coverage under this plan begins on the policy issuance date. You can pay the premium every month, three months, six months or annually.
Benefits of investing in this program
In addition to the term benefit, the person who invests in the Aadhaar Stambh plan also receives the loyalty benefit. The minimum base sum offered under the Aadhar Stambh plan is Rs 75,000 while the maximum base sum is Rs 3 lakh. The term of this policy is 10 to 20 years. Apart from that, the nominee is entitled to all benefits if the policyholder dies during the policy period.
Understand the keystone scheme with an example
If you start investing in the LIC Aadhaar Stambh plan at the age of 35, you will have to pay a premium of 10,000 rupees annually for a contract period of 15 years. The sum insured for this plan is Rs 2 lakh. At the same time, you will receive a loyalty surcharge of Rs 2 lakh at the time of maturity. At the same time, in the event of the policyholder’s death, the nominee receives his benefit during the term of the contract.
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Tags: business news, Business news in hindi, insurance policy, LIC pension scheme, life insurance, Life Insurance Company of India (LIC)
FIRST RELEASED : January 27, 2023 at 11:08 am CET
